Generation Rent
17th Apr 2024
“Generation rent” refers to a demographic group aged 18-40, who are unable or choose not to purchase property and instead rent their accommodation. Generation rent faces financial difficulties from high… Read More »
17th Apr 2024
“Generation rent” refers to a demographic group aged 18-40, who are unable or choose not to purchase property and instead rent their accommodation. Generation rent faces financial difficulties from high… Read More »
8th Apr 2024
Green Mortgages are a type of mortgages designed to incentivise environmentally friendly practices and sustainable living. Here’s an explanation of how they work: Financial Incentives: Green mortgages typically offer financial… Read More »
27th Mar 2024
Mortgage valuations and surveys are crucial components of the home buying process, especially for those seeking financing through a mortgage. They serve different purposes, but are both aimed at assessing… Read More »
6th Mar 2024
Getting on the property ladder can be challenging, but with careful planning and financial discipline, it’s certainly possible. Here are some top tips to help you: Save for a Deposit:… Read More »
7th Feb 2024
What is a Decision in Principle (DIP) In the context of obtaining a mortgage, a lender may provide a decision in principle, also known as a mortgage in principle or… Read More »
17th Jan 2024
WATCH VIDEO: https://youtu.be/AFy-DXguOfE Securing a mortgage can, at times, be challenging as lenders will refer to a borrower’s credit report to help determine how reliable a borrower you are and… Read More »
3rd Jan 2024
The beginning of a new calendar year tends to bring with it hope, New Year resolutions and of course, mortgage market predictions. UK Finance, the trade association for the banking… Read More »
6th Dec 2023
There are several types of mortgages available to borrowers in the UK. These mortgages can vary based on interest rates, repayment terms, and eligibility criteria. Here are some of the… Read More »
29th Nov 2023
In recent weeks, we have been attending the excellent NRLA On Tour events, which have featured a great range of topical and relevant information for landlords. At these events, we… Read More »
15th Nov 2023
Doug Hall, Director of 3mc took some time out to chat about product transfers; what they are, the benefits of product transfers and how using a broker can make life… Read More »
24th Oct 2023
In 2019/20, 65% of households in England were homeowners. The 2014 British Social Attitudes survey found that, given a free choice, 86% would prefer to buy their own home rather than rent.* source… Read More »
17th Oct 2023
WATCH VIDEO: https://youtu.be/Nvg6VZ6Hs_U Managing a household budget effectively is essential for financial stability. If you can pull together an accurate household budget, you’ll be in a good position to cut… Read More »
10th Oct 2023
Renting out a property can be a profitable venture, but it comes with certain responsibilities and considerations. As a landlord, you will need to familiarise yourself with your legal responsibilities,… Read More »
11th Sep 2023
If you’re a first-time buyer and unfamiliar with the process of applying for a mortgage, then we have pulled together the steps and considerations when applying for a mortgage. Here’s… Read More »
29th Aug 2023
Buying a house is an exciting time, but sometimes people abandon reason in the face of a house that looks perfect on the surface. The beautiful face of your dream… Read More »
11th Nov 2022
Fixed-rate mortgages A fixed-rate mortgage will mean your monthly payments should stay the same until an agreed date, no matter what happens to interest rates in the market. Fixed-rate periods… Read More »
10th Oct 2022
If you’re a homeowner, you may be considering whether to remortgage your property. On the one hand, remortgaging can offer several advantages, such as reducing your monthly payments or releasing… Read More »
20th Sep 2022
Applying for a mortgage can be a difficult procedure! If you are applying for a mortgage, it’s vital to understand all of the typical reasons why your application maybe declined,… Read More »
16th Aug 2022
Purchasing a home at auction is appealing. After all, you might find a good deal. However, it is very different from the traditional way of buying, and it is often… Read More »
9th Aug 2022
If this is your first time looking for a home, you may be wondering how to approach the process. When you first embark on this journey, you may feel overwhelmed… Read More »